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Lowest-Travel-Insurance-Prices.com All-Inclusive Travel Insurance for US and NON-US residents |
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A 'Trip' means any travel to and stay at a Destination more than 120 miles from the starting point of the Covered Trip and not exceeding 30 consecutive days. You are covered for any trip away from your primary residence that is 120 miles or more in one direction. You do not have to leave your country or cross international boundaries, simply travel at least 120 miles in one direction. NO, You are covered for both business and pleasure. Corporate version of this coverage is exactly the same premium and coverage. It does not matter whether you travel for business or pleasure. Our All Travel Protection Plan has no maximum age of coverage. You are charged the policy rate for your age on the date you purchase the policy. Yes, you find our policy here The insurance is underwritten by Sirius America, an A + rated (Excellent) by A.M Best Company. Their home office is located in Dover, Delaware and their administrative offices are in New York, NY. Coverage is 'secondary' meaning the underwriter will pay you after any other Primary collectible insurance has paid the claim and the Primary policies' limits have been exhausted. Yes, our coverage is secondary, so if you have no primary health care program, or Medicare does not provide coverage, this policy then becomes primary. That is correct. There is a $20,000 overall maximum for all of the following: (a) Return of Dependent Children : Cost of one way economy airfare; (b) Visitor to Bedside - Round trip economy fare; (c) Lodging - Up to $200 per day for up to 7 days; (d) Return of Vehicle - Up to $500; and, (e) Repatriation of Mortal Remains - Up to $3,000. The policy covers pre-existing conditions as long as 1. it has been under control, and 2. you have sought no treatment, and 3. there has been no change in medication within the 60 days prior to the trip departure date. If your condition was stable during this period you will be covered. Our coverage pertains to health care that is usual, customary and reasonable as measured by U.S. standards. Should you become ill while traveling, we provide a 24-hour assistance hot line that we highly recommend that you call before seeking treatment, whenever possible. There is no catch to our coverage. The program was developed by professionals with over 100 years of experience in the travel industry. We also have an excellent insurance company, A.M. Best A+ rated superior, to financially back up the benefits. This is one of the strongest financial ratings available. We have simply cut the fat off the programs, set profit targets to reasonable ranges, and passed the savings directly to the traveler. You work hard for your vacation and our pledge is to find an innovative way to afford you protection for that hard earned vacation at reasonable rates. We don't look to see what our competitors charge, instead we look to see what our costs are. This unique program is entirely Internet. You can easily see the details of the travel insurance by visiting the web site at www.discountairfares.com/travelinsurance. We don't mail brochures as this helps us keep the cost of insurance down. The policy does provide coverage for recreational winter sports, skiing and scuba diving (if less than 135 feet in depth). Parachuting is not covered. However, if it is an athletic competition, coverage is not provided. Death benefits will be paid to the estate. All other benefits will be paid to the Insured except for medical benefits (if applicable). These may be paid directly to the provider of medical services. |
| Underwritten for iTI by Sirius America Insurance Company |